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Easily find the best car finance options, tailored to your needs

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Choose your dream car from any reputable dealership

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With our dedicated support you'll be on the road fast

Ozoomi is a credit broker, not a lender. Our rates start from 11.9% APR and we always show you all offers that are available to you, the rates of which will depend on your individual circumstances. Representative Example: Borrowing £10,000 over 60 months with a representative APR of 19.9% your monthly payments would be £255.50, with a total cost of credit of £5,330 and a total amount payable of £15,330.
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Car finance calculator

At Ozoomi we want to make everything as easy as possible, so we've made a simple car finance calculator to help you understand how much the monthly payments for your perfect car could be.

We've included useful information such as how much interest you'll be paying (the total cost of credit) as well as the payments and interest rate.
Finance Breakdown
Interest rate (APR)
60 monthly payments of
Total cost of credit
Total amount payable
For illustration purposes only. You may be offered a different rate and budget, which will be based on your individual circumstances. This is not an offer or a quote for finance.

How much is the car you'd like?

budget for your car

What loan term would you like?

in total

How strong is your credit score?

Best rate available
per month
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We work with trusted partners to find you the best finance offers

The Close Brothers LogoThe Go Car Credit LogoThe Marsh LogoThe Oodle Logo
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How can Ozoomi help?

Do you have any questions about car finance? You'll find everything you need to know about how car finance works, our services and how we can help you get your dream car here or on our full FAQ page.

What's a car finance broker?

Ozoomi is a car finance broker. This means that we help you find the best car finance loan based on your individual circumstances, sort out all of the details, and make the process less of a headache for you. We make things simpler and find you the best rate we can with an expanded network of lenders, to suit your needs.

Who can apply for car finance?

At Ozoomi, we consider a huge range of circumstances! Whether you're currently employed, self-employed, enjoying retirement, or receiving some of your income through benefit payments, if your monthly income after taxes amounts to £1,000 or more, and are over the age of 20, we have lenders who are willing to assess your application. It is good to add that within our group of lenders, there are some who are experts at offering help to customers with a less than perfect credit history, including people who are currently in an IVA, or who have CCJ’s (county court judgements) or faced bankruptcy in the past.

Will applying for finance affect my credit score?

No! We completely understand that you don't want your credit score affected when you are just starting out on your car finance journey! Ozoomi is responsible and cares about you and your financial well-being. Initially, your application will be assessed by lenders who carry out ‘soft searches’. You can find more details about this below, but basically it means that your financial suitability will be assessed, with no impact on your credit file for the future.

Can I buy a car from any dealership?

You are free to purchase a vehicle from any dealership that we consider trustworthy and reliable. We want you to have peace of mind before you make your purchase. If the dealer is not already on Ozoomi’s panel, we’ll perform background checks on the dealership to confirm their credibility and reliability. We can do this whilst you consider the finance agreement and sign the paperwork.

How long does it take to get a quote?

Ozoomi will show you all the responses that we get from our lenders in real time. Often this takes less than 60 seconds.

Do you charge any fees?

Ozoomi doesn’t charge you any fees to arrange your car finance. If you choose to take out car finance, we’ll earn our income by receiving a commission from the lender for introducing you to them. This does not affect your interest rates or the amount that you have to pay the lender for borrowing the money to buy your new car.

Will my personal data be safe?

Ozoomi and our panel of trusted lenders take data safety seriously! We have a detailed Privacy Policy page full of data-related questions you may have. If your question is still not answered, or you’d like some more help, feel free to reach out and ask us.

What's the best way to contact Ozoomi?

We are here for you Monday to Friday 9am - 6pm, and Saturday 10am - 4pm, via email or telephone. We are looking forward to you getting in touch with us!

Email us at: hello@ozoomi.app
Call us on: 0333 090 4774

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Car Finance Made Easy
Why not get a quote today?


Takes only 60 seconds

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No impact on your credit score

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